:root {
  --bg: #07131f;
  --bg-soft: #0d1c2b;
  --panel: rgba(12, 27, 41, 0.88);
  --panel-strong: #11253a;
  --text: #edf4fb;
  --muted: #98adc2;
  --line: rgba(255, 255, 255, 0.12);
  --gold: #d8b97a;
  --gold-soft: rgba(216, 185, 122, 0.16);
  --teal: #6ed8df;
  --shadow: 0 28px 60px rgba(0, 0, 0, 0.32);
  --radius: 24px;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  color: var(--text);
  background:
    radial-gradient(circle at top left, rgba(216, 185, 122, 0.12), transparent 24%),
    radial-gradient(circle at top right, rgba(110, 216, 223, 0.08), transparent 22%),
    linear-gradient(180deg, #06111b 0%, #081826 42%, #07131f 100%);
  font: 500 16px/1.65 "Manrope", "Noto Sans SC", sans-serif;
}

img {
  max-width: 100%;
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
}

.page-shell {
  width: min(1240px, calc(100vw - 32px));
  margin: 0 auto;
  padding-bottom: 48px;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 20;
  display: grid;
  grid-template-columns: auto 1fr auto;
  gap: 18px;
  align-items: center;
  margin-top: 18px;
  padding: 14px 18px;
  background: rgba(7, 19, 31, 0.84);
  border: 1px solid var(--line);
  border-radius: 999px;
  backdrop-filter: blur(18px);
}

.site-header.compact {
  position: static;
}

.brand {
  display: flex;
  align-items: center;
  gap: 14px;
}

.brand img {
  width: 52px;
  height: 52px;
  object-fit: contain;
  border-radius: 16px;
  background: rgba(255, 255, 255, 0.04);
  padding: 6px;
}

.brand-kicker,
.eyebrow {
  display: block;
  text-transform: uppercase;
  letter-spacing: 0.18em;
  font-size: 11px;
  color: var(--gold);
}

.brand strong {
  display: block;
  font-size: 15px;
  font-weight: 700;
}

.site-nav {
  display: flex;
  justify-content: center;
  gap: 22px;
  flex-wrap: wrap;
}

.site-nav a,
.lang-switch button,
.btn {
  transition: transform 0.22s ease, border-color 0.22s ease, background 0.22s ease, color 0.22s ease;
}

.site-nav a:hover,
.site-nav a:focus-visible {
  color: var(--gold);
}

.lang-switch {
  display: inline-flex;
  gap: 8px;
  padding: 6px;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.05);
}

.lang-switch button {
  border: 0;
  border-radius: 999px;
  padding: 9px 14px;
  background: transparent;
  color: var(--text);
  cursor: pointer;
  font: 700 13px/1 "Manrope", sans-serif;
}

.lang-switch button.is-active {
  background: var(--gold);
  color: #102130;
}

.hero-section,
.insights-main {
  display: grid;
  gap: 28px;
}

.hero-section {
  grid-template-columns: 1.08fr 0.92fr;
  align-items: center;
  padding: 56px 0 32px;
}

.hero-copy h1,
.section-heading h2,
.insights-hero h1,
.article-hero h2,
.cta-card h2 {
  margin: 12px 0 16px;
  font-family: "Cormorant Garamond", "Noto Sans SC", serif;
  font-weight: 700;
  line-height: 0.96;
  letter-spacing: -0.02em;
}

.hero-copy h1 {
  font-size: clamp(56px, 7vw, 92px);
}

.hero-lead,
.section-heading p,
.cta-card p,
.article-meta,
.article-section p,
.article-section li,
.market-card p {
  color: var(--muted);
}

.hero-actions,
.section-actions {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  border-radius: 999px;
  padding: 0 20px;
  border: 1px solid var(--line);
  font-weight: 700;
}

.btn:hover {
  transform: translateY(-2px);
}

.btn-primary {
  background: linear-gradient(135deg, var(--gold) 0%, #e5cf9f 100%);
  color: #102130;
  border-color: transparent;
}

.btn-secondary {
  background: rgba(255, 255, 255, 0.04);
}

.trust-row,
.signal-strip,
.partner-cloud {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
}

.trust-chip,
.signal-card,
.partner-pill,
.market-card,
.solution-card,
.ecosystem-card,
.narrative-card,
.article-card,
.sidebar-card,
.article-detail,
.cta-card {
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--panel);
  box-shadow: var(--shadow);
}

.trust-chip,
.partner-pill {
  padding: 10px 14px;
  font-size: 13px;
  background: rgba(255, 255, 255, 0.04);
}

.partner-cloud {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
}

.bank-card {
  display: grid;
  gap: 14px;
  padding: 22px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--panel);
  box-shadow: var(--shadow);
}

.bank-card-head {
  display: grid;
  gap: 8px;
}

.bank-card-head strong {
  font-size: 22px;
  line-height: 1.1;
}

.bank-tier {
  display: inline-flex;
  width: fit-content;
  padding: 6px 10px;
  border-radius: 999px;
  background: var(--gold-soft);
  color: var(--gold);
  font-size: 11px;
  font-weight: 800;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.bank-card p {
  margin: 0;
  color: var(--muted);
}

.bank-tags {
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
}

.hero-visual {
  position: relative;
}

.hero-visual img {
  min-height: 620px;
  object-fit: cover;
  border-radius: 32px;
  filter: saturate(0.86) contrast(1.06);
}

.hero-visual::after {
  content: "";
  position: absolute;
  inset: 0;
  border-radius: 32px;
  background: linear-gradient(180deg, rgba(6, 17, 27, 0.18), rgba(6, 17, 27, 0.72));
}

.market-panel {
  position: absolute;
  right: 22px;
  bottom: 22px;
  z-index: 1;
  width: min(92%, 430px);
  padding: 18px;
  border-radius: 26px;
  background: rgba(7, 19, 31, 0.88);
  border: 1px solid rgba(216, 185, 122, 0.22);
  backdrop-filter: blur(18px);
}

.market-panel-head {
  margin-bottom: 14px;
}

.market-grid,
.solutions-grid,
.ecosystem-grid,
.narrative-grid,
.articles-grid {
  display: grid;
  gap: 18px;
}

.market-grid {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.market-card {
  padding: 16px;
}

.market-card strong,
.solution-card h3,
.ecosystem-card h3,
.narrative-card h3,
.article-card h3,
.sidebar-card h2,
.article-section h3 {
  display: block;
  margin-bottom: 8px;
}

.market-card span,
.article-meta,
.article-card small {
  display: block;
  font-size: 12px;
  color: var(--gold);
}

.signal-strip {
  margin: 6px 0 20px;
}

.signal-card {
  flex: 1 1 220px;
  padding: 18px;
}

.signal-card strong {
  display: block;
  margin-bottom: 6px;
}

.content-section {
  padding: 42px 0;
}

.section-heading {
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin-bottom: 26px;
}

.section-heading h2,
.insights-hero h1,
.cta-card h2 {
  font-size: clamp(40px, 4.8vw, 68px);
}

.section-heading.narrow,
.narrow {
  max-width: 860px;
}

.solutions-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.solution-card,
.ecosystem-card,
.narrative-card,
.article-card {
  overflow: hidden;
}

.solution-card,
.ecosystem-card,
.narrative-card,
.article-card,
.cta-card,
.article-detail,
.sidebar-card {
  padding: 22px;
}

.solution-card p,
.ecosystem-card p,
.narrative-card p,
.article-card p {
  margin: 0 0 14px;
  color: var(--muted);
}

.solution-card .btn-link,
.ecosystem-card .btn-link,
.article-card .btn-link {
  color: var(--gold);
  font-weight: 700;
}

.narrative-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.ecosystem-grid,
.articles-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.ecosystem-card {
  min-height: 220px;
}

.ecosystem-card .status {
  display: inline-flex;
  padding: 6px 10px;
  border-radius: 999px;
  background: var(--gold-soft);
  color: var(--gold);
  font-size: 11px;
  font-weight: 800;
  letter-spacing: 0.14em;
  text-transform: uppercase;
}

.article-card img {
  aspect-ratio: 16 / 10;
  width: calc(100% + 44px);
  margin: -22px -22px 18px;
  object-fit: cover;
}

.article-card h3 {
  font-size: 22px;
  line-height: 1.15;
}

.final-cta {
  padding-bottom: 20px;
}

.cta-card {
  background:
    linear-gradient(135deg, rgba(216, 185, 122, 0.16), transparent 45%),
    rgba(12, 27, 41, 0.95);
}

.cta-card-split {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(320px, 460px);
  gap: 24px;
  align-items: start;
}

.lead-form-shell {
  width: 100%;
}

.lead-form {
  display: grid;
  gap: 14px;
  padding: 22px;
  border-radius: 24px;
  background: rgba(6, 17, 27, 0.52);
  border: 1px solid rgba(255, 255, 255, 0.1);
}

.lead-form h3,
.service-hero h1,
.result-card h1 {
  margin: 0;
  font-family: "Cormorant Garamond", "Noto Sans SC", serif;
  font-size: clamp(38px, 4.2vw, 64px);
  line-height: 0.98;
}

.lead-form p,
.service-hero-copy p,
.service-section-card p,
.service-section-card li,
.service-disclaimer,
.result-card p {
  color: var(--muted);
}

.lead-form label,
.lead-form .form-grid-two {
  display: grid;
  gap: 10px;
}

.lead-form label span {
  font-size: 13px;
  color: var(--text);
  font-weight: 700;
}

.form-grid-two {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.lead-form input,
.lead-form select,
.lead-form textarea {
  width: 100%;
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: 16px;
  padding: 14px 16px;
  background: rgba(255, 255, 255, 0.03);
  color: var(--text);
  font: inherit;
}

.lead-form textarea {
  resize: vertical;
  min-height: 130px;
}

.lead-form input::placeholder,
.lead-form textarea::placeholder {
  color: rgba(237, 244, 251, 0.42);
}

.lead-form input:focus,
.lead-form select:focus,
.lead-form textarea:focus {
  outline: none;
  border-color: rgba(216, 185, 122, 0.5);
  box-shadow: 0 0 0 3px rgba(216, 185, 122, 0.12);
}

.form-check {
  grid-template-columns: auto 1fr;
  align-items: start;
}

.form-check input {
  width: 18px;
  height: 18px;
  margin-top: 2px;
  padding: 0;
}

.honeypot {
  position: absolute;
  left: -9999px;
  opacity: 0;
  pointer-events: none;
}

.service-page {
  padding-top: 22px;
}

.service-hero {
  display: grid;
  grid-template-columns: minmax(0, 1.06fr) minmax(0, 0.94fr);
  gap: 22px;
  align-items: start;
}

.service-hero-copy,
.service-highlight-card,
.service-section-card,
.result-card {
  padding: 24px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--panel);
  box-shadow: var(--shadow);
}

.service-highlight-grid,
.service-process-grid {
  display: grid;
  gap: 18px;
}

.service-highlight-grid {
  grid-template-columns: 1fr;
}

.service-highlight-card strong,
.service-section-card h2 {
  display: block;
  margin-bottom: 10px;
}

.service-body {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
}

.service-section-card h2 {
  font-size: 24px;
  line-height: 1.08;
}

.service-section-card ul {
  margin: 12px 0 0;
  padding-left: 18px;
}

.service-disclaimer {
  margin-top: 18px;
  font-size: 13px;
}

.service-process-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.process-pill {
  padding: 18px 20px;
  border-radius: 18px;
  border: 1px solid rgba(216, 185, 122, 0.22);
  background: rgba(216, 185, 122, 0.08);
  color: var(--gold);
  font-weight: 800;
  letter-spacing: 0.04em;
}

.result-card {
  max-width: 860px;
}

.site-footer {
  display: flex;
  justify-content: space-between;
  gap: 24px;
  padding: 26px 0 14px;
  border-top: 1px solid var(--line);
}

.footer-meta {
  max-width: 520px;
  display: flex;
  flex-direction: column;
  gap: 10px;
  color: var(--muted);
  text-align: right;
}

.insights-layout {
  padding-top: 28px;
}

.insights-main {
  grid-template-columns: 320px minmax(0, 1fr);
  align-items: start;
}

.article-list {
  display: grid;
  gap: 10px;
}

.article-list button {
  width: 100%;
  padding: 14px 16px;
  background: rgba(255, 255, 255, 0.03);
  color: var(--text);
  border: 1px solid transparent;
  border-radius: 18px;
  text-align: left;
  cursor: pointer;
}

.article-list button.is-active {
  border-color: rgba(216, 185, 122, 0.34);
  background: rgba(216, 185, 122, 0.08);
}

.article-hero img {
  width: 100%;
  max-height: 420px;
  object-fit: cover;
  border-radius: 22px;
  margin-bottom: 20px;
}

.article-section + .article-section {
  margin-top: 24px;
  padding-top: 24px;
  border-top: 1px solid var(--line);
}

.article-section ul {
  margin: 12px 0 0;
  padding-left: 18px;
}

.article-source-list {
  margin-top: 28px;
}

.article-source-list a {
  color: var(--teal);
}

@media (max-width: 1100px) {
  .hero-section,
  .insights-main,
  .solutions-grid,
  .ecosystem-grid,
  .narrative-grid,
  .articles-grid,
  .partner-cloud,
  .service-hero,
  .service-body,
  .service-process-grid,
  .cta-card-split,
  .form-grid-two {
    grid-template-columns: 1fr;
  }

  .hero-visual img {
    min-height: 440px;
  }

  .site-header {
    grid-template-columns: 1fr;
    border-radius: 28px;
  }

  .site-nav,
  .lang-switch {
    justify-content: flex-start;
  }

  .footer-meta {
    text-align: left;
  }
}

@media (max-width: 720px) {
  .page-shell {
    width: min(100vw - 22px, 1240px);
  }

  .site-header {
    margin-top: 12px;
    padding: 14px;
  }

  .hero-section {
    padding-top: 32px;
  }

  .hero-copy h1 {
    font-size: clamp(44px, 15vw, 72px);
  }

  .market-grid {
    grid-template-columns: 1fr;
  }

  .site-footer,
  .hero-actions,
  .section-actions {
    flex-direction: column;
  }

  .btn {
    width: 100%;
  }
}